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​UCare ChoicesSM

Live well. Choose well. Choose UCare ChoicesSM - new plans available through MNsure, Minnesota's insurance marketplace. With six plans to choose from, we offer affordable and flexible options for individuals, families, students, freelancers, early retirees, and everyone in-between. If you're new to UCare, read all about us and our 30 years of leadership covering care for Minnesotans.

Choose Well - Four Basic Questions


What are my choices for health insurance from UCare?

You can select from six flexible UCare Choices plans offered through MNsure. We have options for:

  • Minnesotans ages 0 through 64.
  • Individuals and families.
  • Those who are self-employed, students, part-time employees, or between jobs.

Our affordable Fairview UCare Choices plans provide a seamless health care experience, with easy online tools and excellent customer service.

UCare Choices plans are available in 23 counties in Minnesota with premiums and coverage to fit your income and household size. Fairview UCare Choices is available in 8 metro area counties.

You can choose a doctor or specialist from our broad network of health care providers, including the doctors at Fairview Health Services, featuring more than 200 clinics across the state. Search Find a Doctor to see if your health care provider is in the UCare Choices or Fairview UCare Choices(SM) network.


How do I get covered through UCare Choices?

It's easy to enroll in UCare Choices through MNsure, the Minnesota health insurance marketplace.

Need help getting coverage? Contact our helpful marketing representatives at 612-676-6606 or 1-855-307-6975 toll free, 8 a.m. to 5 p.m., Monday through Friday; choices@ucare.org.


How do I use my UCare Choices plan?

It's simple. When you need care, or to schedule an annual check-up or screening, make an appointment with your doctor. On the day of your appointment, remember to bring your ID card with you to show you're with UCare. Also bring your card to a network pharmacy to receive coverage for drugs in our formulary (drug list).  

Your UCare membership comes with great health and wellness benefits including:

Our Customer Service Department can answer your questions. You can review your Summary of Benefits and Coverage and Evidence of Coverage anytime by logging into the member site.


How much will UCare Choices cost me?

You can choose from a range of different priced plans. Costs vary according to your situation - your age, income, household size, and other factors. All in-network preventive care including specific cancer screenings and immunizations are covered at no charge. Those with limited means* may get financial help to pay for their plan and benefits. The type of costs you may pay are:
  • Monthly premiums - monthly payments for your coverage.
  • Deductibles - the amount you pay before your coverage begins. Deductibles do NOT apply to in-network preventive care which is covered from day one.
  • Co-pays - a set amount you pay for covered services.
  • Co-insurance - a percent of cost you pay for covered services.

All plans have an out-of-pocket limit or maximum on what you will pay for in-network, covered services during the coverage period (which is usually a year). Once you've reached the limit, the health plan covers your costs.

*Individuals earning up to $45,960 and a family of four earning up to $94,000 will get extra help paying their premiums.