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Need help paying for your plan?

You can apply on MNsure for help to lower the cost of your monthly plan premiums and out-of-pocket costs. Many Minnesotans who enroll through MNsure qualify for financial help, including:

  • Individual and family plans: Is health coverage you purchase on your own, if you don’t have access through an employer or don’t qualify for government programs, like Medicaid or Medicare. Subsidies are available through MNsure to help pay for your plan.
    • Advanced Premium Tax Credits (APTC): Helps reduce your monthly health plan premium costs. See if you qualify.
    • Cost Sharing Reductions: Helps reduce out-of-pocket costs like deductibles, co-insurance and copayments. Learn more.
  • MinnesotaCare: Pays for medical services with members paying a monthly premium based on income. See if you qualify.
  • Medical Assistance (Medicaid): Pays for most covered healthcare costs for eligible people. See if you qualify.

Income guidelines for a family of four


Chart showing the income guidelines for a family of four

We're here to help

Call UCare if:

  • You need help figuring out where to start
  • You have a question about UCare plans

Call a UCare representative at 1-855-307-6975 or (TTY 1-800-688-2534; NO ENGLISH 1-800-203-7225) 8 am – 5 pm, Monday – Friday

Frequently asked questions

Call MNsure or visit MNsure.org if:

  • You want to check to see if you qualify for financial assistance
  • You want to shop for plans from different companies
  • You’re ready to enroll in a plan

Call MNsure at 651-539-2099 or 855-366-7873 (TTY 1-800-657-3704), 8 am – 4 pm, Monday – Friday

Shop and compare plans on MNsure

If you are over 65 and need help with heath care costs

UCare offers two plans designed for people ages 65 and older who need financial assistance.

  1. UCare’s Minnesota Senior Health Options (MSHO) (HMO-D-SNP): Designed for people who are eligible for both Medical Assistance and Medicare
  2. Minnesota Senior Care Plus (MSC+): Created for people who qualify for Medical Assistance through their county, but do not have Medicare

UCare also offers UCare Medicare Plans that do not include Medical Assistance.

Call our licensed UCare Agents to discuss your options.
1-800-707-1711 (TTY 1-800-688-2534) 8 am – 5 pm, Monday – Friday

If you have a certified disability

UCare offers two plans designed for people age 18 – 64 with certified disabilities.

  1. UCare Connect + Medicare (HMO D-SNP): Created for people who want to combine their Medical Assistance and Medicare in one plan
  2. UCare Connect (Special Needs BasicCare): Created for people who have Medical Assistance, but may or may not have Medicare

Call our licensed UCare Agents to discuss your options.
1-800-707-1711 (TTY 1-800-688-2534) 8 am – 5 pm, Monday – Friday

If you or your loved one are in a long-term care facility

UCare offers two plans designed for Medicare-eligible adults who are receiving or are eligible for a nursing-home level of care. These Institutional Special Needs Plans (HMO I-SNP) are offered at two premium and cost sharing levels: UCare Advocate Choice and UCare Advocate Plus.

Both plans offer a team-based, in-facility approach to care with a dedicated care coordinator and primary care doctor. Members must live in a participating facility within the 14-county service area.

Call our licensed UCare Agents to discuss your options.
1-800-707-1711 (TTY 1-800-688-2534) 8 am – 5 pm, Monday – Friday