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UCare Individual & Family Plans

Welcome to the number one plan on MNsure, with more members than any other plan since 2018. You’ll see our people power at work in everything we do.

Your health plan simplifiers

Individual and family plans (IFP) are for Minnesotans who buy health coverage on their own. You may be a retiree who doesn’t qualify for Medicare yet, a small business owner — or maybe you work for a company that doesn’t offer health insurance. Whatever the case, we’ve got you covered.

We offer a variety of plan options so you can choose one that fits just right for you and your family. We’ll help every step of the way, making the process as simple and easy as possible.

Why UCare is the right health plan for you:

  • Top choice for individuals and families for the past five years
  • Robust coverage through one of the largest networks so you can keep your doctor
  • Valuable member perks like savings on gym memberships and healthy groceries
  • A variety of plans and coverage levels to suit your lifestyle

Think you don't qualify for a subsidy? Think again.

Many Minnesotans are eligible for financial help on their premiums, with the average household saving $519 each month, according to MNsure. Use our simple, online tool to compare UCare plans and view an estimate of your subsidy before enrolling on MNsure.

See plans and get an estimate

Things to consider before you enroll

As you explore your options, we’ll make it easy to compare plan features and costs — and to see if your providers or prescriptions are covered.

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Is your doctor in-network?

We offer one of the largest networks available in Minnesota, which means you can likely keep your doctor and save more by easily seeing in-network providers.
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Are your drugs covered?

We cover a wide range of drugs from brand name to generic. See if your prescriptions are covered.
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Health plan comparison checklist

Keep track of the plans you're comparing. Print our checklist to compare plan benefits and features side by side.

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"When I call with a question, it’s just like talking to a friend."

– UCare health plan member

Tools and resources to select your plan

We know how important it is to make the right choice for you and your family. Whether you’re new to individual and family plans, or are ready to see what plans we offer, you'll find the information you need here. If you have questions, we're here to help. UCare is powered by people who have a passion for making it simpler for you to take care of your health.

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Learn the basics of health insurance

What's a premium? How do subsidies work? If questions like this are on your mind, we can help.

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Learn what to consider when choosing a plan

The right plan for you depends on all sorts of things, from what type of monthly payment fits your budget to how you like to manage your health.

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Explore UCare health plans

UCare offers Individual & Family Plans across most of Minnesota, with one of the largest networks and some of the lowest rates around. View a summary of our plans.

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Get ready to enroll

When you’re ready to enroll, stop here first. We’ll give you all the information you need to enroll online or by phone.

Need help finding a plan?

Call a UCare simplifier

We're here to simplify health plans. We can answer your questions or walk you through the enrollment process step by step. Give us a call.

TTY 1-800-688-2534

Work with a broker in your area

Find a local independent health insurance broker who can help you compare plans.

Find a broker

Check out our plan overview brochure

Looking for more details? Get the overview to see more about our network and types of plans.

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