Skip to navigation Skip to content Skip to footer
spark dark blue

UCare Health Plans

UCare offers plans with one of the largest networks and at some of the lowest prices around.

UCare health plans were designed with you in mind

UCare offers a variety of plan options for individuals and families who buy their own coverage, and are available across most of the state. If you’re in the 10-county metro area surrounding the Twin Cities, choose between our broad or more focused network with M Health Fairview.

Service Area Map (PDF)

Around the state, our plans offer:

*Online and convenience care are available at no additional cost for members with copay health plans. HSA-compatible health plans require payment for online and convenience care.

Important Plan Documents

  • Evidence of Coverage
  • Annual Notice of Changes
  • Summary of Benefits
  • Provider Directories
  • Formulary (List of Covered Drugs)
  • Plan Rating Information

Find plan documents 


Need help?

Our Individual & Family Plan simplifiers can talk you through any questions you may have.
Call us at 612-676-6606 or 1-855-307-6975 toll-free (TTY 612-676-6810 or 1-800-688-2534 toll-free)
8am – 5pm, Monday – Friday.


2022 UCare Individual & Family Plans

Here’s a summary of our plans. Use our shopping tool to find a plan that's right for you. You'll find more plan details, UCare monthly premium amounts and an estimate of subsidies you may be eligible for on MNsure based on your household details. MNsure will determine your eligibility for subsidies and the exact amount when you enroll on MNsure.


UCare Core and UCare M Health Fairview Core

Available to people 30-years-old or younger, or if you qualify for a hardship exemption. Protect yourself from worst-case scenarios with this basic plan.

  • Lowest monthly premium
  • Highest out of pocket costs
  • Unlimited online and convenience care covered at no additional cost
  • Decide between UCare’s broad network or our more focused network with M Health Fairview, if you live in the 10-county metro
  • Fully covered in-network preventive care and money saving health and wellness perks included with your plan

 


UCare Bronze and UCare M Health Fairview Bronze

Robust benefits with a premium for those on a budget.
  • Lower monthly premium
  • Higher up-front copays for office visits and prescription drugs
  • Unlimited online and convenience care covered at no additional cost
  • Fully covered in-network preventive care and money saving health and wellness perks included with your plan
  • Decide between UCare’s broad network or our more focused network with M Health Fairview, if you live in the 10-county metro

 


UCare Bronze HSA and UCare M Health Fairview Bronze HSA

A flexible, tax-advantaged way to cover medical expenses for those whose health care costs are routinely low.
  • Lower monthly premium
  • Higher up-front deductible
  • Fully covered in-network preventive care and money saving health and wellness perks included with your plan
  • Compatible with a Health Savings Account (HSA)
  • Decide between UCare’s broad network or our more focused network with M Health Fairview, if you live in the 10-county metro 


UCare Silver and UCare M Health Fairview Silver

A comprehensive plan with fewer out-of-pocket costs.

  • Medium monthly premium
  • Unlimited copays for primary and specialty care visits and medium up front copays for prescription drugs
  • Unlimited online and convenience care covered at no additional cost
  • Fully covered in-network preventive care and money saving health and wellness perks included with your plan
  • Decide between UCare’s broad network or our more focused network with M Health Fairview, if you live in the 10-county metro

 


UCare Silver HSA and UCare M Health Fairview Silver HSA

A flexible, tax-advantaged way to cover medical expenses for those who want a comprehensive plan with fewer out-of-pocket costs.

  • Medium monthly premium
  • Medium up-front deductible
  • Fully covered in-network preventive care and money saving health and wellness perks included with your plan
  • Compatible with a Health Savings Account (HSA)
  • Decide between UCare’s broad network or our more focused network with M Health Fairview, if you live in the 10-county metro


UCare Gold and UCare M Health Fairview Gold

Rich benefits with the lowest copays and deductible.

  • Highest premium
  • Lowest copays and deductible with unlimited office visit copays
  • Unlimited online and convenience care covered at no additional cost
  • Fully covered in-network preventive care and money saving health and wellness perks included with your plan
  • Decide between UCare’s broad network or our more focused network with M Health Fairview, if you live in the 10-county metro


Choosing and enrolling in a UCare plan

You’ll enroll in your plan on www.mnsure.org. Before you head over there, you can use our shopping tool to get plan details, compare plans and find out if you may qualify for a subsidy.


Shop for a UCare plan

spark icon

Get ready to enroll

See our tips on how to navigate the enrollment process.

Enrolling in a plan