MinnesotaCare
About MinnesotaCare
MinnesotaCare is a program offered through MNsure. It is designed for people who need financial assistance for health insurance, but do not qualify for Medical Assistance (Medicaid). The income limits for MinnesotaCare are higher than those for the Prepaid Medical Assistance Program (PMAP).
Most MinnesotaCare members get their coverage from a health plan like UCare. Most people 21 and older who are not pregnant will pay a monthly premium and copays for covered health care benefits. Premiums are $0 to $28 depending on your income, and are paid to the state MinnesotaCare Office.
Examples of 2025 MinnesotaCare copay amounts include:
- $10 for generic prescription drugs ($25 for brand)
- $100 copay for ER visits
- $28 copay for an office visit that isn't for preventive care or mental health and substance use disorder services
- $250 for inpatient hospital stays
- $10 copay for eyeglasses
Eligibility
Enroll with UCare if you:
- Have MinnesotaCare through MNsure (details on income guidelines)
- Live in the UCare MinnesotaCare service area
Aitkin, Anoka, Benton, Blue Earth, Carlton, Carver, Cass, Chisago, Cook, Crow Wing, Dakota, Faribault, Fillmore, Freeborn, Hennepin, Houston, Isanti, Koochiching, Lake, Lake of the Woods, Le Sueur, Martin, Mille Lacs, Morrison, Mower, Murray, Nicollet, Olmsted, Pennington, Pine, Ramsey, Rice, Rock, Roseau, Scott, Sherburne, Stearns, St. Louis, Todd, Wadena, Washington, Watonwan, Winona and Wright
Current members
Medical Assistance Benefits
- Disease management programs for members with chronic conditions
- No-cost Quit Smoking and Vaping Program
- 24/7 Nurse Line
Additional UCare programs and benefits
- Up to $20 back on your monthly fitness club fees for adults age 18 and older if you attend 12 or more times per month*
- No-cost transportation to colonoscopy and mammogram appointments through UCare Health Ride
- Access to UCare Dental Connection, which provides assistance with scheduling dental appointments and coordinating dental services
- Mobile Dental Clinic for dental check-ups, cleanings and basic restorative care
- No-cost e-visits or virtual visits through Virtuwell and M Health Fairview
- No-cost car seats for eligible members who are pregnant and children up to age nine
- A large network of health care providers
- Earn rewards for completing certain preventive screenings, tests or exams. Rewards loaded to your UCare Healthy Benefits+ Visa® card.
- Save with grocery discounts on pre-qualified healthy foods. Weekly discounts loaded to your Healthy Benefits+ card.
- Up to $400 off most community education classes ($100 a quarter)
- Access to our great health and wellness programs and tools
- Food access referrals to connect with local food resources through Second Harvest Heartland
- LivingWell Kids Kits to help kids feel and be well
*At participating fitness clubs.
Things to consider before you enroll
Are your drugs covered?
We cover a wide range of drugs from brand name to generic. See if your prescriptions are covered.