Low-cost Medicare Advantage plans with local flair
EssentiaCare is a Medicare Advantage plan that offers low-cost coverage for high-quality, cost-effective care at Essentia Health, your trusted local health system. Keep your favorite doctors and save money with this network-based plan that’s packed with benefits.
As a member, you'll love...
All EssentiaCare plans include dental coverage. EssentiaCare Secure and Grand include routine dental with the option to purchase additional restorative dental coverage. EssentiaCare Access has a flexible allowance that can be used towards eligible dental at any provider.
EssentiaCare plans cover an annual eye exam, diagnostic eye exams. EssentiaCare Secure and Grand offer an eyewear allowance to use toward the purchase of prescription eyeglasses or contacts. EssentiaCare Access has a flexible allowance that can be used towards the purchase of prescription eyewear/contacts.
Save more with $0 or low copays on primary care, online care visits and lab services.
Prescription drug coverage
Plans include $0 copays on generic prescription drugs and more cost savings.
Online care anytime, anywhere
Access quality online care for many common conditions for $0 through Essentia MyHealth. Plus, call a registered nurse day or night through our 24/7 Nurse Line.
Health club membership with One Pass
Enjoy a gym membership at no additional cost to help improve your health and stay fit.
Our plans help you save money in lots of ways, including an over-the-counter (OTC) allowance. This allowance is yours to spend as you like on qualifying items like cough drops, first aid supplies, pain relief, sinus medication and toothpaste at participating retailers.
Get a free kit
Request a free EssentiaCare plan information kit and we'll mail it to you. Your kit includes important materials to help you get more familiar with EssentiaCare, including a Summary of Benefits.
Need help choosing a plan?
We're here to simplify Medicare. Talk with us about anything from a quick question to walking you through the enrollment process step by step.
Attend a Medicare Meeting
Get your questions answered by one of our licensed Medicare Specialists. Join us in person or online so you can feel confident about choosing a Medicare plan that fits you and your wallet.
What our members say"I chose UCare because it was so comprehensive. The Medicare plan covered all the things I need. When I looked further into the organization, I found it is values-driven. They’re committed to providing a service level people come to expect of an organization that has 'care' in their name."
– Robert, UCare member
What our members say"I travel extensively overseas and I'm not afraid to take UCare with me as my primary care provider"
– Bob, UCare member
What our members say"UCare is like a partner in my health plan for life."
– Bert, UCare member
Access to your hometown clinics
You’ll pay less for excellent care from in-network Essentia Health doctors, hospitals and clinics you trust.
- 2,200 physicians and advanced practitioners
- 78 clinics and outpatient care locations
- 14 hospitals
- Access to Mayo Clinic in Rochester, MN for rare or complex conditions
- Get in-network coverage outside of Minnesota with providers who participate in the MultiPlan Network and emergency coverage worldwide.
EssentiaCare service area
Minnesota: Aitkin, Becker, Carlton, Cass, Clay, Crow Wing, Hubbard, Itasca, Lake, Pine and St. Louis
Wisconsin: Bayfield, Douglas, and Washburn
EssentiaCare is a PPO plan with a Medicare contract. Enrollment in EssentiaCare depends on contract renewal.
EssentiaCare is a registered trademark of Essentia Health non-profit corporation.