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Call 1-877-671-1058 (TTY 1-800-688-2534), 8 am – 8 pm, seven days a week.



UCare has a plan for you

No matter where you live in Minnesota, UCare has a Medicare plan to fit you and your wallet. You can choose the level of coverage that’s right for you and decide if you’d rather:

  • Pay a higher premium and pay less for care when you need it
  • Pay a lower premium and pay more for care when you need it

We have lots of options you can choose from.

Some of the benefits you’ll enjoy in 2022:

  • UCare AnywhereSM – Covers you when you’re out-of-network, so you can get care anywhere you travel in the U.S. at any Medicare provider.
  • Fitness benefits – One Pass — a basic membership at more than 20,000 participating fitness centers at no cost to you.
  • Community education discount – Get up to a $15 discount on most Minnesota community education classes, like cooking or learning a new language. Check your local community education catalog or contact the local school district for class times and locations. Limit of three discounts in a calendar year (one discount per class enrollment).

See all Health and Wellness benefits



Important Plan Documents

  • Evidence of Coverage
  • Annual Notice of Changes
  • Summary of Benefits
  • Provider Directories
  • Formulary (List of Covered Drugs)
  • Plan Rating Information

Find plan documents

 

Looking for 2021 plans?

See 2021 plan information

UCare Medicare Advantage plans


 

UCare Classic

$185 - $217

A comprehensive plan with a full suite of benefits and little or no out-of-pocket expenses for each visit and prescription, plus dental.

  • One Pass fitness membership at more than 20,000 locations
  • Medicare Part D outpatient prescription drug coverage
  • Routine dental care with option to add Classic Choice Dental
  • Over-the-counter allowance $50 every 6 months
  • Hearing aids

 

UCare Complete

$99 - $139

Great coverage at a moderate premium with a low cap on annual out-of-pocket expenses, with dental included for no extra premium.

  • One Pass fitness membership at more than 20,000 locations
  • Low or no copays for doctor visits
  • Medicare Part D outpatient prescription drug coverage
  • Over-the-counter allowance $50 every 6 months
  • Hearing aids

 

UCare Essentials Rx

$59 - $72

For those who don't foresee any large expenses for health care, so are fine paying some copays in exchange for a lower premium, but still want all-in-one coverage that includes Medicare Part D, plus dental.

  • One Pass fitness membership at more than 20,000 locations
  • Medicare Part D outpatient prescription drug coverage
  • Routine dental care with option to add Choice Dental
  • Over-the-counter allowance $75 every 6 months
  • Hearing aids

 

UCare Aware

$35

Very low monthly premium, includes Medicare Part D, many extras with a slightly higher out-of-pocket maximum.

  • One Pass fitness membership at more than 20,000 locations
  • Medicare Part D outpatient prescription drug coverage
  • $600 annual dental allowance
  • Over-the-counter allowance $50 every 6 months
  • Hearing aids

 

UCare Standard

$82

All-in-one coverage, affordable premium and plan includes Medicare Part D.

  • One Pass fitness membership at more than 20,000 locations
  • Medicare Part D outpatient prescription drug coverage
  • Routine dental care with option to add Choice Dental
  • Over-the-counter allowance $75 every 6 months
  • Hearing aids

 

UCare Value Plus

$0

For those who do not want Medicare Part D outpatient prescription drug coverage and want access to a large network and a premium reduction to their Part B.



 

UCare Prime

$0

For those willing to pay higher cost-sharing in exchange for a $0 premium, but who still want good coverage in case of an emergency or catastrophic illness.

  • One Pass fitness membership at more than 20,000 locations
  • $250 annual dental allowance
  • No monthly premium
  • Medicare Part D outpatient prescription drug coverage
  • Over-the-counter allowance $50 every 6 months
  • Hearing aids

 

Medicare Group Plans

Group plans are offered by employers to their retirees. Benefits and prices (premiums, copays and coinsurance costs) vary from group to group.

The service area includes the entire state of Minnesota and 26 Wisconsin counties.

Learn more about Group Medicare plans or call 1-877-598-6574 toll free (TTY: 1-800-688-2534) 8 am – 5 pm, Monday – Friday.


 

EssentiaCare Grand

$109

For those who want all-around coverage that includes Medicare Part D

  • Medicare Part D outpatient prescription drug coverage
  • Available in select Minnesota and three counties in WI
  • Routine dental care with option to add Choice Dental
  • One Pass fitness membership at more than 20,000 locations
  • Over-the-counter allowance $50 every 6 months
  • Hearing aids

 

EssentiaCare Secure

$35

All-in-one medical and prescription coverage with higher out-of pocket costs at a low affordable monthly premium.

  • Medicare Part D outpatient prescription drug coverage
  • Available in select Minnesota and three WI counties
  • Routine dental care with option to add Choice Dental
  • One Pass fitness membership at more than 20,000 locations
  • Over-the-counter allowance $50 every 6 months

 

EssentiaCare Access

$0

For those who want no monthly premium, can afford to pay more in copays if needed, want Medicare Part D prescription drug coverage and more in their plan.

  • No monthly premium
  • Medicare Part D outpatient prescription drug coverage
  • Available in St. Louis, MN and three WI counties
  • $250 annual dental allowance
  • One Pass fitness membership at more than 20,000 locations
  • Over-the-counter allowance $50 every 6 months

 

Care Wise with M Health Fairview & North Memorial

$0

For those who want a $0 monthly premium and prescription drug coverage and are willing to pay higher out-of-pocket costs when they get care.

  • No monthly premium
  • Medicare Part D outpatient prescription drug coverage
  • $300 annual dental allowance
  • One Pass fitness membership at more than 20,000 locations
  • E-visits through OnCare
  • Over-the-counter allowance $75 every 6 months

 

Care Core with M Health Fairview & North Memorial

$44

For those in good health who want an affordable plan that covers all the care you need with no or low copays, dental coverage, and online care options. You can also see specialists at the University of Minnesota and independent providers at Entira Family Clinics and Voyage Healthcare.

  • Low monthly premium
  • Medicare Part D outpatient prescription drug coverage
  • Routine and restorative dental coverage
  • E-visits through OnCare
  • One Pass fitness membership at more than 20,000 locations
  • Over-the-counter allowance $50 every 6 months

How do I enroll?

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