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Call 1-877-671-1058 (TTY users call 1-800-688-2534), 8 am – 8 pm, seven days a week.



UCare has a plan for you

No matter where you live in Minnesota, UCare has a Medicare plan to fit you and your wallet. You can choose the level of coverage that’s right for you and decide if you’d rather:

  • Pay a higher premium and pay less for care when you need it
  • Pay a lower premium and pay more for care when you need it

UCare Medicare Advantage plans

Some of the benefits you’ll enjoy in 2023:

  • Coverage when traveling — With UCare Anywhere℠, you can travel in the U.S. and get care from any provider that accepts Medicare, and you have emergency coverage worldwide. Plus, you're covered with many out-of-state providers that participate in the MultiPlan Network.
  • Fitness benefits – One Pass — a basic membership at more than 23,000 participating fitness centers at no cost to you.
  • Community education discount – Get up to $15 off most Minnesota community education classes, like cooking or learning a new language. Check your local community education catalog or contact the local school district for class times and locations. Limit of three discounts in a calendar year (one discount per class enrollment).

See all Health and Wellness benefits

 

UCare Medicare Advantage plans

As you explore your options, we'll make it easy to compare plan features and costs. Browse our plans below or compare plans side by side with our easy-to-use shopping tool.

Compare plans side by side









UCare Your Choice

$0

Basic coverage with flexible spending allowance and flexible network at no monthly cost

  • One Pass fitness membership at more than 23,000 locations
  • $900 combined annual allowance for dental, hearing aids and eyewear
  • No monthly premium
  • Medicare Part D outpatient prescription drug coverage
  • Over-the-counter allowance $75 every 6 months

UCare Your Choice Plus

$75

Comprehensive coverage with flexible spending allowance and flexible network.

  • One Pass fitness membership at more than 23,000 locations
  • $1,800 combined annual allowance for dental, hearing aids and eyewear
  • Medicare Part D outpatient prescription drug coverage
  • Over-the-counter allowance $75 every 6 months


 

EssentiaCare Access

$0

For those who want no monthly premium, can afford to pay more in copays if needed, want Medicare Part D prescription drug coverage and more in their plan.

  • No monthly premium
  • Medicare Part D outpatient prescription drug coverage
  • Available in St. Louis, MN and three WI counties
  • $400 flexible allowance to use on dental, hearing aids and prescription eyewear
  • One Pass fitness membership at more than 23,000 locations
  • Over-the-counter allowance $50 every 6 months

 

EssentiaCare Secure

$33

All-in-one medical and prescription coverage with higher out-of pocket costs at a low affordable monthly premium.

  • Medicare Part D outpatient prescription drug coverage
  • Available in select Minnesota and three WI counties
  • Routine dental care with option to add Choice Dental
  • One Pass fitness membership at more than 23,000 locations
  • Over-the-counter allowance $75 every 6 months

 

EssentiaCare Grand

$93

For those who want all-around coverage that includes Medicare Part D

  • Medicare Part D outpatient prescription drug coverage
  • Available in select Minnesota and three counties in WI
  • Routine dental care with option to add Choice Dental
  • One Pass fitness membership at more than 23,000 locations
  • Over-the-counter allowance $75 every 6 months
  • Hearing aids

 

Care Wise with M Health Fairview & North Memorial

$0

For those who want a $0 monthly premium and prescription drug coverage and are willing to pay higher out-of-pocket costs when they get care.

  • No monthly premium
  • Medicare Part D outpatient prescription drug coverage
  • $300 annual dental allowance
  • One Pass fitness membership at more than 23,000 locations
  • E-visits through OnCare
  • Over-the-counter allowance $75 every 6 months


 

Care Core with M Health Fairview & North Memorial

$42

For those in good health who want an affordable plan that covers all the care you need with no or low copays, dental coverage, and online care options. You can also see specialists at the University of Minnesota and independent providers at Entira Family Clinics and Voyage Healthcare.

  • Low monthly premium
  • Medicare Part D outpatient prescription drug coverage
  • Routine and restorative dental coverage
  • E-visits through OnCare
  • One Pass fitness membership at more than 23,000 locations
  • Over-the-counter allowance $75 every 6 months


 

Medicare Group Plans

Group plans are offered by employers to their retirees. Benefits and prices (premiums, copays and coinsurance costs) vary from group to group.

The service area includes the entire state of Minnesota and 26 Wisconsin counties.

Learn more about Group Medicare plans or call 1-877-598-6574 toll free (TTY: 1-800-688-2534) 8 am – 5 pm, Monday – Friday.


How do I enroll?

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