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2021 UCare Medicare Plans 

We're not new to Medicare. In fact, we’ve offered Medicare Advantage plans since they were first introduced. Today, more than 100,000 Minnesotans choose UCare Medicare Plans. And 95% of our members stay with us year after year.

Have a question about Medicare?

Call 1-877-671-1058 (TTY 1-800-688-2534), 8 am – 8 pm, seven days a week.



UCare has a plan for you

No matter where you live in Minnesota, you’ll find a plan that meets your needs and your budget. You can choose the level of coverage that’s right for you. And you can decide if you’d rather:

  • Pay a higher premium and less for care if you need it or
  • Pay a lower premium and more for care if you need it

Plus, we have plans available for everything in between.

Some of the benefits you’ll enjoy in 2021:

  • UCare AnywhereSM – Covers you when you’re out-of-network, so you can get care anywhere you travel in the U.S. at any Medicare provider.
  • Fitness benefits – SilverSneakers® - a free basic membership at more than 16,000 participating fitness centers at no cost to you.
  • Community education discount – Get up to a $15 discount on most Minnesota community education classes, like cooking or learning a new language. Check your local community education catalog or contact the local school district for class times and locations. Limit of three discounts in a calendar year (one discount per class enrollment).

See all Health and Wellness benefits


Important Plan Documents

  • Evidence of Coverage
  • Annual Notice of Changes
  • Summary of Benefits
  • Provider Directories
  • Formulary (List of Covered Drugs)
  • Plan Rating Information

Find plan documents


Looking for 2022 plans?

See 2022 plan information

UCare Medicare Advantage plans

 

UCare Classic

A comprehensive plan with a full suite of benefits and little or no out-of-pocket expenses for each visit and prescription, plus dental.

  • SilverSneakers basic fitness memberships at more than 16,000 locations
  • Medicare Part D outpatient prescription drug coverage
  • Routine dental care with option to add Classic Choice Dental
  • Over-the-counter allowance $50 every 6 months
  • Hearing aids

 

UCare Complete

Great coverage at a moderate premium with a low cap on annual out-of-pocket expenses, with dental included for no extra premium.

  • SilverSneakers basic fitness memberships at more than 16,000 locations
  • Low or no copays for doctor visits
  • Medicare Part D outpatient prescription drug coverage

 

UCare Essentials Rx

For those who don't foresee any large expenses for health care, so are fine paying some copays in exchange for a lower premium, but still want all-in-one coverage that includes Medicare Part D, plus dental.

  • SilverSneakers basic fitness memberships at more than 16,000 locations
  • Medicare Part D outpatient prescription drug coverage
  • Routine dental care with option to add Choice Dental
  • Over-the-counter allowance $50 every 6 months
  • Hearing aids



 

UCare Aware

Very low monthly premium, includes Medicare Part D, many extras with a slightly higher out-of-pocket maximum.

  • SilverSneakers basic fitness memberships at more than 16,000 locations
  • Medicare Part D outpatient prescription drug coverage
  • Dental annual allowance
  • Over-the-counter allowance $50 every 6 months
  • Health club membership


 

UCare Standard

All-in-one coverage, affordable premium and plan includes Medicare Part D.

  • SilverSneakers basic fitness memberships at more than 16,000 locations
  • Medicare Part D outpatient prescription drug coverage
  • Routine dental care with option to add Choice Dental
  • Over-the-counter allowance $50 every 6 months
  • Hearing aids

 

UCare Value Plus

For those who do not want Medicare Part D outpatient prescription drug coverage and want access to a large network and a premium reduction to their Part B.

  • SilverSneakers basic fitness memberships at more than 16,000 locations
  • Routine dental care with option to add Choice Dental
  • Over-the-counter allowance $50 every 6 months
  • Hearing aids


 

UCare Value

For those who don’t need Medicare Part D coverage and want access to a large network and other extras

  • SilverSneakers basic fitness memberships at more than 16,000 locations
  • Routine dental care with option to add Choice Dental
  • Over-the-counter allowance $50 every 6 months
  • Hearing aids


 

UCare Prime

For those willing to pay higher cost-sharing in exchange for a $0 premium, but who still want good coverage in case of an emergency or catastrophic illness.

  • SilverSneakers basic fitness memberships at more than 16,000 locations
  • $250 dental allowance
  • no monthly premium
  • Medicare Part D outpatient prescription drug coverage
  • Over-the-counter allowance $50 every 6 months
  • Hearing aids


 

Medicare Group Plans

Group plans are offered by employers to their retirees. Benefits and prices (premiums, copays and coinsurance costs) vary from group to group.

The service area includes the entire state of Minnesota and 26 Wisconsin counties.

Learn more about Group Medicare plans or call 1-877-598-6574 toll free (TTY: 1-800-688-2534) 8 am – 5 pm, Monday – Friday.


 

EssentiaCare Grand

For those who want all-around coverage that includes Medicare Part D

  • Medicare Part D outpatient prescription drug coverage
  • Available in select Minnesota and three counties in WI
  • Routine dental care with option to add Choice Dental
  • SilverSneakers basic fitness memberships at more than 16,000 locations
  • Over-the-counter allowance $50 every 6 months
  • Hearing aids


 

EssentiaCare Secure

All-in-one medical and prescription coverage with higher out-of pocket costs at a low affordable monthly premium.

  • Medicare Part D outpatient prescription drug coverage
  • Available in select Minnesota and three WI counties
  • Routine dental care with option to add Choice Dental
  • SilverSneakers basic fitness memberships at more than 16,000 locations
  • Over-the-counter allowance $50 every 6 months
  • Hearing aids


 

EssentiaCare Access

For those who want no monthly premium, can afford to pay more in copays if needed, want Medicare Part D prescription drug coverage and more in their plan.

  • Medicare Part D outpatient prescription drug coverage
  • Available in St. Louis, MN and three WI counties
  • Dental allowance
  • SilverSneakers basic fitness memberships at more than 16,000 locations
  • Over-the-counter allowance $50 every 6 months


 

Care Core with M Health Fairview & North Memorial

For those in good health who want an affordable plan that covers all the care you need with no or low copays, dental coverage, and online care options. You can also see specialists at the University of Minnesota and independent providers at Entira Family Clinics and Voyage Healthcare.

  • low monthly premium
  • Medicare Part D outpatient prescription drug coverage
  • Dental coverage
  • E-visits thorugh OnCare
  • Over-the-counter allouance $50 every 6 months


Care Advantage with M Health Fairview & North Memorial

For those with more health concerns and want broader coverage at an affordable premium, with a lot of extras. You can also see specialists at the University of Minnesota and independent providers at Entira Family Clinics and Voyage Healthcare.

  • Over-the-counter allowance $50 every 6 months
  • Medicare Part D outpatient prescription drug coverage
  • Dental coverage
  • E-visits through OnCare


How do I enroll?

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