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UCare Medicare Supplement Plans are closed

Important update

UCare Medicare Supplement Plans are not available in 2026.

Your Original Medicare coverage through the federal government or separate Part D prescription drug plan aren't affected by this change.

We’re here to help you understand what it means and what steps you need to take.

Find what you need

Next steps: Enroll in a new plan

What happens if you do nothing

Companies offering Medicare Supplement

Get help shopping for a new plan

 

Next steps: Enroll in a new plan

It’s important to choose new coverage for 2026. You can enroll in a new Medicare Supplement (Medigap) plan or consider a Medicare Advantage plan (if eligible).

Guaranteed enrollment

Because your plan ended, you have guaranteed rights to buy a Basic Medicare Supplement plan from any company that sells it in Minnesota. These rights mean: 

  • The insurance company must sell you a policy
  • They must cover pre-existing conditions
  • They cannot charge you more because of any health issues

You’ll need to enroll within 63 days of receiving your termination letter to take advantage of these rights. You received this letter in the mail from UCare. The last day to use guaranteed issue rights to enroll in a new Medicare Supplement plan is March 4, 2026.

 

What happens if I do nothing?

If you do nothing, you will remain on Original Medicare (Part A and Part B) and keep any standalone Part D prescription drug plan you already have. However, you will not have supplemental coverage for deductibles, coinsurance and copays. Typically, Original Medicare only covers 80% of medical costs.

 

Companies offering Medicare Supplement (Medigap) plans in Minnesota

Below are some companies you can contact about enrolling in a Medicare Supplement plan:

 

Get help shopping for a new plan

These resources can help you understand your options.

Minnesota Aging Pathways

A service offered by the State of Minnesota that supports older adults. Formerly known as the Minnesota Senior LinkAge Line.

Medicare.gov

The official U.S. government website for Medicare can help you find and understand your health plan options, including Medicare Supplement and Medicare Advantage.

Find a broker

A local, independent broker can guide you through shopping and enrolling in a new Medicare Supplement plan.