UCare Medicare Supplement Plans closing Dec. 31, 2025
We'll help you understand what this means and the steps you can take.
Important update for plan members
UCare Medicare Supplement Plans will no longer be offered for 2026. This means if you are a current UCare Supplement Plan member, your plan will end on Dec. 31, 2025. If you recently enrolled in this plan for next year, you will no longer have this coverage in 2026.
Your Original Medicare coverage through the federal government or separate Part D prescription drug plan will not be affected by this change.
We’re here to help you understand what it means and what steps you need to take.
Next steps: Enroll in a new plan
It’s important to choose new coverage for 2026. You can enroll in a new Medicare Supplement (Medigap) plan or consider a Medicare Advantage plan (if eligible).
Guaranteed enrollment
Because your plan is ending, you have guaranteed rights to buy a Basic Medicare Supplement plan from any company that sells it in Minnesota. These rights mean:
- The insurance company must sell you a policy
- They must cover pre-existing conditions
- They cannot charge you more because of any health issues
You’ll need to enroll within 63 days of receiving your termination letter to take advantage of these rights. You’ll receive this letter in the mail from UCare.
Unless you enroll in a new Medicare Supplement or Medicare Advantage plan (if eligible) before Dec. 31, you will not have supplemental coverage for deductibles, coinsurance or copays Jan. 1, 2026.
What happens if I do nothing?
If you do nothing, you will remain on Original Medicare (Part A and Part B) and keep any standalone Part D prescription drug plan you already have. However, you will not have supplemental coverage for deductibles, coinsurance and copays. Typically, Original Medicare only covers 80% of medical costs.
Companies offering Medicare Supplement (Medigap) plans in Minnesota
Below are some companies you can contact about enrolling in a Medicare Supplement plan:
- Medica: 1-888-356-3643
- BlueCross BlueShield of Minnesota: 1-855-426-7485
- Aetna: 1-800-358-8749
- HealthPartners: 1-800-247-7015
- Mutual of Omaha: 1-866-411-1350
- State Farm: 1-844-242-1899
- UnitedHealthcare: 1-877-363-3287
- Washington National: 1-800-430-6615
Get help shopping for a new plan
These resources can help you understand your options.
Minnesota Aging Pathways
A service offered by the State of Minnesota that supports older adults. Formerly known as the Minnesota Senior LinkAge Line.
Medicare.gov
The official U.S. government website for Medicare can help you find and understand your health plan options, including Medicare Supplement and Medicare Advantage.
Important dates
Dec. 31
Deadline to enroll for Jan. 1
Your UCare Medicare Supplement plan ends. Select a new plan by this date for Jan. 1 coverage.
Jan. 1
Your coverage changes
If you select a new plan by Dec. 31, your new coverage will begin on Jan. 1. If you didn't select a new Medicare plan by Dec. 31, you will now be covered by Original Medicare and your standalone Part D prescription drug plan (if you have one).
Jan. 31
Deadline to enroll for Feb. 1
If you enroll in a new plan by this date, your new coverage will begin Feb. 1.
March 4
Guaranteed enrollment deadline
Last day to use guaranteed issue rights to enroll in a new Medicare Supplement plan.