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Medicare Enrollment Periods

 

Newly eligible individuals

Annual opportunities to change enrollment

Nursing home residents


 

Medicare Special Enrollment Periods (SEPs)

SEPs allow individuals to take one of three actions:

  • Disenroll from a Medicare Advantage plan and enroll only in Original Medicare
  • Enroll in a Medicare Advantage plan
  • Switch from one Medicare Advantage plan to another Medicare Advantage plan

There are several types of SEPs:

  • Change in residence
  • Leaving/Losing Employer or Union Group Health Plan
  • Disenroll from Part D to enroll in Creditable Coverage
  • Retroactive notice of Medicare entitlement
  • Change in Dual/LIS status

Typically, the SEP ends when an individual elects a new Medicare Advantage plan or when the SEP timeframe ends, whichever occurs first.


 

Individual and Family Plan (IFP) Enrollment Periods

Most IFP SEPs allow 60 days to enroll after a Eligible life event. The SEP typically begins on the day of the eligible event. The MNsure website lists what documentation is required to prove eligibility.

Year-round Enrollment

American Indian or Alaska Natives
Enrolled members of a federally recognized tribe are eligible to enroll in a qualified health plan or change their plan enrollment once a month year-round.

SEP begins on the first of the month and ends on the last day of the month.

Questions?

Contact Marti Andro
UCare Broker Sales Manager
612-676-3518
mandro1@ucare.org