UCare Individual & Family Plans
Your health plan simplifiers
If you’re a Minnesotan buying health coverage on your own, then UCare Individual & Family Plans are for you. You might be a retiree who doesn’t qualify for Medicare yet, a self-employed worker without coverage or an employee who receives an allowance for health insurance. Whatever the case, we’ve got you covered.
We offer a variety of plan options, so you can choose one that fits just right for you and your family. We’ll help every step of the way, making the process as simple and easy as possible.
Why UCare is the right health plan for you:
- Top choice for individuals and families for the past six years
- Robust coverage through one of the largest networks so you can keep your doctor
- Valuable member perks like savings on gym memberships and healthy groceries
- A variety of plans and coverage levels to suit your lifestyle
Think you don't qualify for a subsidy? Think again.
Many Minnesotans are eligible for financial help on their premiums, with the average household saving more than $500 each month according to MNsure. Use this simple, online tool to compare plans and view an estimate of your subsidy before enrolling on MNsure.
Things to consider before you enroll
As you explore your options, we’ll make it easy to compare plan features and costs — and to see if your providers or prescriptions are covered.
Is your doctor in network?
We offer one of the largest networks available in Minnesota, which means you can likely keep your doctor and save more by easily seeing in‑network providers.
Are your drugs covered?
We cover a wide range of drugs, from brand name to generic. See if your prescriptions are covered.
What benefits do you need?
Keep track of the plans you're comparing. Print our checklist to compare plan benefits and features side by side.
"When I call with a question, it’s just like talking to a friend."
– UCare health plan member
Tools and resources to select your plan
We know how important it is to make the right choice for you and your family. Whether you're new to individual and family plans or ready to see what plans we offer, you'll find the information you need here. If you have questions, we're here to help. UCare is powered by people who have a passion for making it simpler for you to take care of your health.
Learn the basics of health insurance.
What's a premium? How do subsidies work? If questions like this are on your mind, we can help.
Learn what to consider when choosing a plan.
The right plan for you depends on all sorts of things, from what type of monthly payment fits your budget to how you like to manage your health.
Explore UCare health plans.
UCare offers Individual & Family Plans across most of Minnesota, with one of the largest networks and some of the lowest rates around. View a summary of our plans.
Get ready to enroll.
When you're ready to enroll, stop here first. We'll give you all the information you need to enroll online or by phone.
Need help finding a plan?
Call a UCare simplifier
We're here to simplify health plans. We can answer your questions or walk you through the enrollment process step by step. Give us a call.
Work with a broker in your area
Find a local independent health insurance broker who can help you compare plans.
Check out our plan overview brochure
Looking for more details? Get the overview to see more about our network and types of plans.