UCare Individual & Family Plans
UCare has some of the best-value health plans around, with a variety of options so you can find a plan that fits your needs. You'll see our people power at work in everything we do.
Your health plan simplifiers
Individual and family plans (IFP) are for Minnesotans who buy health coverage on their own. You might be a retiree who doesn't qualify for Medicare yet, a small business owner or an employee at a company that doesn't offer health insurance. Whatever the case, we've got you covered.
We offer a variety of plan options, so you can choose one that fits just right for you and your family. We'll help every step of the way, making the process as simple and easy as possible.
Why UCare is the right health plan for you:
- Top choice for individuals and families for the past seven years
- Robust coverage through one of the largest networks so you can keep your doctor
- Valuable member perks like money-saving fitness programs and healthy grocery discounts
- A variety of plans and coverage levels to suit your lifestyle
Check if you qualify for a subsidy
Some Minnesotans are eligible for financial help on their premiums. Your subsidy eligibility or amount may have changed. Use this simple, online tool to compare plans and view an estimate of your subsidy before enrolling.
Things to consider before you enroll
As you explore your options, we’ll make it easy to compare plan features and costs — and to see if your providers or prescriptions are covered.
Is your doctor in network?
We offer one of the largest networks available in Minnesota, which means you can likely keep your doctor and save more by easily seeing in‑network providers.
Are your drugs covered?
We cover a wide range of drugs to keep you healthy. See if your prescriptions are covered.
What benefits do you need?
Keep track of the plans you're comparing. Print our checklist to compare plan benefits and features side by side.
"When I call with a question, it’s just like talking to a friend."
– UCare health plan member
Tools and resources to select your plan
We know how important it is to make the right choice for you and your family. Whether you're new to individual and family plans or ready to see what plans we offer, you'll find the information you need here. If you have questions, we're here to help. UCare is powered by people who have a passion for making it simpler for you to take care of your health.
Learn the basics of health insurance
What's a premium? How do subsidies work? If questions like this are on your mind, we can help.
Learn what to consider when choosing a plan
The right plan for you depends on all sorts of things, from what type of monthly payment fits your budget to how you like to manage your health.
Explore UCare health plans
UCare offers Individual & Family Plans across most of Minnesota, with one of the largest networks around. View a summary of our plans.
Get ready to enroll
When you're ready to enroll, stop here first. We'll give you all the information you need to enroll online.
Need help finding a plan?
Call a UCare simplifier
We're here to simplify health plans. We can answer your questions. Give us a call.
Work with a broker in your area
Find a local independent health insurance broker who can help you compare plans.
Check out our plan overview brochure
Looking for more details? Get the overview to see more about our network and types of plans.