Prepare for 2026
Thanks for being a returning UCare Individual & Family Plan member! We’re so glad you're here and look forward to helping you get the most out of your plan.
Your Individual & Family Plan guide for the year ahead
Consider this your home base for everything you need to take advantage of your UCare Individual & Family Plan. Review the timeline to learn what information to expect and when. Learn how to get more from your plan's benefits and programs. There are also resources to answer your questions so you feel confident in your plan choices. We’ve got you covered — for 2026 and beyond.
Love what you've got? You don't need to do anything to keep your health coverage for 2026.
What you can expect
October
2026 plan information is available
October
Open Enrollment notice arrives
This mailing includes a federal notice and a summary of changes to selected plan benefits.
December
2026 member ID cards and guides arrive
Your member ID card and member guide will arrive in one mailing. If you change UCare plans during the Open Enrollment Period, you will receive this mailing shortly after you pay your first premium.
December
2026 Member Contracts and Summaries of Benefits and Coverage available
Plan documents for the upcoming year, including Member Contracts and Summaries of Benefits and Coverage, will be available at the Individual & Family Plans Documents and Information webpage.
Individual and family plans Open Enrollment Period is Nov. 1, 2025 – Jan. 15, 2026.
Discover what your plan has to offer
Convenience and online care
You get unlimited in-network online and convenience care at no additional cost with most copay plans.*
Get the support you need
Our Care Management Support Line is a family-centered phone service dedicated to supporting your emotional health, substance use recovery and daily life needs. Call us for help finding resources, scheduling appointments and much more — at no extra cost to you. Help is available in many languages.
24/7 access to a nurse
Get guidance from experienced nurses on what to do and where to go when you have a health concern. The Nurse Line is open 24 hours a day, seven days a week for no extra cost.
Prescription drugs
Preventive medication is fully covered and free home delivery is available through Costco Mail Order Pharmacy. You don't need to be a Costco member to use their mail order service.
Health and wellness programs
UCare has many programs and services to help our members lead a healthy lifestyle, including savings with healthy grocery discounts, access to One Pass Select® fitness and well-being membership and more.
Dental exams for kids younger than 19
Oral health and hygiene are important, especially for kids. Many maintenance and major dental services are covered for members younger than 19.
In-network preventive care covered 100%
Stay healthy with preventive screenings and services, most at no cost to you.
Rewards and incentives
Earn rewards when you complete certain preventive screenings, tests or exams.
Plan resources
Prescription drug list
Review the formulary for a list of covered drugs. Visit the drug list and choose your specific plan from the "Pick your plan" menu to look up covered medications and copay or coinsurance amounts. Your health plan's 2026 formulary will be available shortly.
In-network providers and clinics
Use our online search tool at search.ucare.org to quickly find doctors, specialists, hospitals, clinics and pharmacies within a plan’s network. Your health plan's 2026 directory will be available shortly.
Health insurance basics
Learn the basics about health insurance including common health coverage terms, levels of coverage and what they mean for your health care costs, ways to get health care coverage and more.
HSA-compatible health plans
Discover how a Health Savings Account (HSA), paired with an HSA-compatible health plan, can help you cover health care costs and help you save on your taxes.
Member documents
Review PDF versions of important member documents, such as your Summary of Benefits and Coverage, member guide, service area map, claim reimbursement form, Member Contract and more. Your 2026 health plan documents will be available shortly.
Access your online member account
Sign in or create an account and you can:
- View your claims and payment history
- Check your coverage and benefit information
- Pay your monthly plan premium
- Select accessibility preferences and a preferred language
- and more