UCare Medicare Advantage plans
Our Medicare plans are mighty — robust coverage, a wide network of providers and extras like dental benefits built in to enhance your life.
Ready to see our best Medicare plans yet?
Discover our finest Medicare Advantage plans ever: bigger benefit allowances, better coverage when you travel, bold premium drops and more.
Our range of options includes our most affordable plans yet with premiums starting at $0* and more plans with Medicare Part B givebacks. You’re sure to find your perfect fit with UCare.
All-in-one plans packed with benefits
Our plans are loaded with benefits you’ll love, plus you’ll get the all-in-one convenience of medical and prescription drug coverage in one simple plan.
Dental care, prescription eyewear and hearing aids
Get the extras you want to ensure every aspect of your health is covered.
Pay no copays on preferred generics and get the convenience of bundling your Medicare Part D drug coverage in one plan.
Health club membership with One Pass
Enroll in a gym membership at no additional cost with access to tools to help improve your health and stay fit.
Save money with an allowance to spend as you like on qualifying items like cough drops, first aid supplies, pain relief and toothpaste at participating retailers.
UCare Healthy Benefits+ Visa® card
No paperwork, just use your card to purchase prescription eyewear, buy over-the-counter health items, use your grocery discounts or spend your rewards. It really is that easy.
Keep your doctor and travel freely
Chances are, we’re already familiar with your favorite doctor and clinic. In fact, we’ll bet they're in our network. With UCare, you get the freedom to choose the best provider for you — and travel freely knowing you’re covered.
- Most Minnesota providers are in network
- No referrals needed to see a specialist
- Get in-network coverage with providers across the country through the MultiPlan Network
- Emergency coverage worldwide
What our members say
"I chose UCare because it was so comprehensive. The Medicare plan covered all the things I need. When I looked further into the organization, I found it is values-driven. They’re committed to providing a service level people come to expect of an organization that has 'care' in their name."
– Robert, UCare member
What our members say
"I travel extensively overseas and I'm not afraid to take UCare with me as my primary care provider"
– Bob, UCare member
What our members say
"UCare is like a partner in my health plan for life."
– Bert, UCare member
Featured plan: UCare Your Choice
Meet one of our members’ favorite plans. The UCare Your Choice plan offers you freedom, cost savings and more power in your hands with a flexible spending allowance — now available statewide.
- $0 monthly premium*
- $1,200 flexible spending allowance for dental, prescription eyewear and hearing aids
- $468 back annually on your Medicare Part B premium
- $0 prescriptions for preferred generics and no deductible on all Part D tiers
Things to consider before you enroll
As you explore your options, we’ll make it easy to compare plan features and costs — and to see if your providers or prescriptions are covered.
Is your doctor in-network?
Are your drugs covered?
Get more information or find help
With UCare by your side, you get figure-outers who can help you choose the level of health coverage that’s right for you. We’ll help you with the next steps.
Attend a Medicare Meetup
Join us in person or online so you can feel confident about choosing a Medicare plan that fits you and your wallet.
Find a broker
Work with an independent, UCare-appointed broker to choose the best plan fit for you.
Search our broker map
Medicare tools and resources
Get the Medicare de-complicator guide
We created this simple guide to make Medicare easier. It covers the essentials you’ll need to know, like the four parts of Medicare, when to enroll and how to avoid penalties.
Medicare coverage quiz
If you’re trying to decide between Original Medicare, Medicare Advantage and Medicare Supplement (Medigap) plans, take this quick quiz to find which may be the best fit for you.
Finding the right plan
What’s the right plan for you? That depends on your health needs, your budget and your lifestyle. Here you’ll find the steps to choosing the right plan.
Frequently asked questions
Over the years, we've heard a number of questions from Medicare shoppers just like you. To make it simpler, we’ve compiled answers to the most common questions we hear.
Plans for nursing home care
Are you an adult with Medicare living in a nursing home, assisted living facility or memory care facility? If you answered yes, we have a health plan designed especially for you.
Plans built with trusted partners
UCare partners with care systems you know and trust to offer you access to coordinated, high-quality care at lower premiums. Keep your favorite doctor and save money with one of these plans.
UCare with M Health Fairview & North Memorial Health
UCare and M Health Fairview have teamed up to offer cost-effective, member-focused health plans that feature access to some of the Twin Cities' most popular and highly regarded providers. Now you can save on your monthly premiums and have access to the convenient provider network.