UCare Individual & Family Plans
Your health plan simplifiers
Individual and family plans (IFP) are for Minnesotans who buy health coverage on their own. You may be a retiree who doesn’t qualify for Medicare yet, a small business owner — or maybe you work for a company that doesn’t offer health insurance. Whatever the case, we’ve got you covered.
We offer a variety of plan options so you can choose one that fits just right for you and your family. We’ll help every step of the way, making the process as simple and easy as possible.
Why UCare is the right health plan for you:
- Top choice for individuals and families for the past six years
- Some of the lowest rates in the state with robust coverage
- One of the largest networks so you can keep your doctor
- Valuable member perks like savings on gym memberships and healthy groceries
- A variety of plans and coverage levels to suit your lifestyle
Think you don't qualify for a subsidy? Think again.
Most Minnesotans are eligible for financial help on their premiums, with the average household saving $560 each month. Use our simple, online tool to compare UCare plans and view an estimate of your subsidy before enrolling on MNsure.
Things to consider before you enroll
As you explore your options, we’ll make it easy to compare plan features and costs — and to see if your providers or prescriptions are covered.
Is your doctor in-network?
Are your drugs covered?
"When I call with a question, it’s just like talking to a friend."
– UCare health plan member
Tools and resources to select your plan
We know how important it is to make the right choice for you and your family. Whether you’re new to individual and family plans, or are ready to see what plans we offer, you'll find the information you need here. If you have questions, we're here to help. UCare is powered by people who have a passion for making it simpler for you to take care of your health.
Learn the basics of health insurance
What's a premium? How do subsidies work? If questions like this are on your mind, we can help.
Learn what to consider when choosing a plan
The right plan for you depends on all sorts of things, from what type of monthly payment fits your budget to how you like to manage your health.
Explore UCare health plans
UCare offers Individual & Family Plans across most of Minnesota, with one of the largest networks and some of the lowest rates around. View a summary of our plans.
Get ready to enroll
When you’re ready to enroll, stop here first. We’ll give you all the information you need to enroll online or by phone on Minnesota’s health insurance market place, MNsure.
Need help finding a plan?
Work with a broker in your area
Find a local independent health insurance broker who can help you compare plans.