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UCare's Minnesota Senior Health Options (MSHO)

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About UCare’s MSHO

MSHO combines the benefits and services of Medicare and Medicaid (Medical Assistance) with additional UCare benefits, including waiver services for those who qualify.


Enroll in MSHO if you:

  • Are 65 years of age or older
  • Have Medicaid
  • Have Medicare parts A and B
  • Are a Minnesota resident who lives in the MSHO service area

Aitkin, Anoka, Becker, Benton, Blue Earth, Carlton, Carver, Cass, Chippewa, Chisago, Clay, Cook, Cottonwood, Crow Wing, Dakota, Dodge, Faribault, Fillmore, Freeborn, Hennepin, Houston, Isanti, Jackson, Kandiyohi, Kittson, Koochiching, Lac qui Parle, Lake, Lake of the Woods, Le Sueur, Lincoln, Lyon, Mahnomen, Marshall, Martin, Mille Lacs, Morrison, Mower, Murray, Nicollet, Nobles, Norman, Olmsted, Otter Tail, Pennington, Pine, Polk, Ramsey, Red Lake, Redwood, Rice, Rock, Roseau, Saint Louis, Scott, Sherburne, Stearns, Swift, Todd, Wabasha, Wadena, Washington, Watonwan, Winona, Wright and Yellow Medicine.

2024 Benefits

Select a tab below to read about the great additional benefits UCare offers

You don’t have to figure out your health care benefits on your own. When you enroll in UCare’s MSHO, a care coordinator will help you understand your benefits and work with you to make a care plan. The care plan helps make sure you get the health care you need. Your care coordinator will schedule your appointments, talk to your doctors, order medical equipment, arrange for services to help you stay in your home, help you get different levels of care and more.

  • Keep Your Coverage team of specialists that guide you through the Medicaid renewal process so you can avoid breaks in care and services
  • No premiums*, deductibles or Medicaid cost-sharing
  • One member identification (ID) card for Medicaid, Medicare and prescription drugs
  • Part D prescription drug coverage
  • Earn rewards for completing certain preventive screenings, tests or exams
  • No-cost transportation to and from your covered medical, dental and pharmacy visits through Health Ride
  • Access to UCare Dental Connection that will help you find and schedule appointments with dental clinics
  • Additional dental coverage: two crowns per year, one crown repair per year, electric toothbrush every three years and two replacement heads each year
  • Eyewear upgrades: non-glare coating, photochromatic tinting and progressive lenses
  • Up to a $15 discount on most community education classes in MN (limits apply)
  • Routine foot care, once monthly, no qualifying condition required
  • Stress and Anxiety Kit: one kit per year for members with anxiety or trouble managing stress
  • Up to 7 round-trip rides per week to Alcoholics Anonymous or Narcotics Anonymous
  • Nurse Line so you know where to go when you’re not feeling well
  • $60 quarterly over-the-counter (OTC) benefit through CVS to purchase eligible OTC items online or over the phone. Items include surgical masks, vitamins, allergy medications, first aid supplies, toothpaste and more!
  • $50 monthly utility allowance loaded to your UCare Healthy Benefits+ Visa® card for members with congestive heart failure, ischemic heart disease, diabetes or hypertension

*You must continue to pay your Medicare Part B premium unless it is paid by the state.

  • One Pass fitness program with gym membership, online classes and more
  • Flexible Transportation: three rides per week to covered fitness clubs or heath education classes and one ride per week to healthy food allowance retailers for qualifying members
  • Healthy food allowance of $60 per month loaded on your UCare Healthy Benefits+ Visa card for members with diabetes, congestive heart failure, hypertension or ischemic heart disease
  • Activity Tracker plus Personal Emergency Response System (PERS) device with 24/7 call-for-help, step and heart rate tracking and built-in-GPS
  • Blood Pressure Monitor for members with a hypertension diagnosis that use the activity tracker plus Personal Emergency Response System (PERS) device
  • Free unlimited Juniper health education classes focused on: falls, chronic pain, arthritis, active living, diabetes and Tai Ji Quan
  • 12 routine chiropractic visits per year, including exams and extremity adjustments for members with musculoskeletal disorders
  • Acupuncture for acute low back pain — Up to 12 additional visits per year
  • Six therapeutic massage visits per year, for qualifying members with back pain, neck and shoulder pain, headache, carpal tunnel syndrome, osteoarthritis and fibromyalgia
  • Save with grocery discounts on pre-qualified healthy foods. Weekly discounts loaded to your UCare Healthy Benefits+ Visa® card.
  • Grandpad: An electronic tablet for members with a depression diagnosis to help stay connected and reduce the impacts of social isolation
  • Caregiver training and support
  • Memory support kit to help members living with memory loss

  • Post-discharge medication reconciliation with a pharmacist
  • Post-discharge meals: two meals a day for up to four weeks
  • Post-discharge Healthy Transitions: four sessions with a Community Health Worker to help you return home successfully after an inpatient stay 
  • Personal Emergency Response System (PERS) for members without Elderly Waiver
  • Bath and home safety: up to $750 per year for safety equipment to keep you safe in the bathroom, the bedroom or on the stairs
  • Falls prevention: Strong and Stable Kit

Things to consider before you enroll

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Is your doctor in network?

See if your providers are included in our network.

Search our providers

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Are your drugs covered?

We cover a wide range of drugs from brand name to generic. See if your prescriptions are covered.

Search our drug list

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Did you review the plan?

Review these documents to make sure this is the right plan for you.

2024 Summary of benefits

2024 Comparison chart

Medicare Star Ratings

Questions? Call a UCare expert.

8 am – 5 pm, Monday – Friday
Call 612-676-3554 or 1-800-707-1711
TTY 612-676-6810 or 1-800-688-2534